One of the greatest advances in technology is the debit cards. Debit cards provide easy shopping, online transactions, and no need to carry cash when its just on the card. Its part of the new generation, Electronic spending. Debit cards make life simple and easy. It’s easy to walk up to atm and have everything right in front of you. There is no longer any need to take out your check book or to carry a wad of cash. Many merchants offer cash back, which is when you receive money after making a purchase. An advantage of the debit card is with direct deposit you money is automatically transferred to the bank and ready for you to use. Many people who do not apply for credit cards usually obtain a debit card. You don’t have to worry about insane interest rates or other charges that usually do apply with credit cards.
Although the negative sides of having a debit cards can lead to fraud and other legal problems if it is used without the card holder’s permission. The strip on the back on the card can also lead to many problems, for one, if it gets touched by anything magnetic is will ruin the whole card completely and then the card will be useless. Most banks take up to a week to send a new card, so you would be without money for a while. It’s always good to carry cash on you The over draft fees apply when you go over the amount that is inside your account. The fee is usually $25 every time you go over and use the card.
Debit cards are offered all over the world, from one side of the world to the other there are many different forms of cards. Visa, American express, master card, and many more. Now you see young teens with cards and adults no longer using the check book. Debits cards are fast and simple and more complex. I cant begin to tell you where we would be with out the debit card.
1. The authors conclusion is that debit cards are benifficial.
ReplyDelete2. she has 2 premises. her first says that debit cards eliminate cash and checkbooks. the second says that debit cards can be a cause of fraud and casue overdraft fees.
3. The author makes one assumption by saying she thinks the world is better off with debit cards.
4. I think the argument is somewhat valid. Her first premise is good but her second contradicts her conclusion. She needs to have both of her premises supporting her argument not one for and one against.
5. the structure of the argument is clear. she starts with a conclusion. She states her premises. Then she concludes it by backing up her conclusion.
6. I would have chosen a different video. It talks mostly about fraud wich is a negative to debit cards. You are trying to attract your auddience to debit cards not trying to drive them away with the faults they have.